Tool
Eligibility pre-check
Handbook note
Answer three questions about living in the home, recent late payments and your equity. The pre-check shows whether you look ready to talk with an FHA-approved lender or what to wait for. Nothing is preselected or stored, and it is not a government tool.
Last reviewed against the primary sources listed below.
Owner's Equity Handbook · https://fhacashoutrefinance.loan/eligibility-pre-check.html · General education only; nothing you entered was stored.
How to read your result
The result shows which FHA cash-out requirements your answers appear to meet and which need a closer look. A lender confirms each one with documents.
- Looks met: your answer matches the usual rule.
- Check: a rule that may block or delay you.
- Next step: the guide that explains it.
What to do next
Bring your current statement and twelve months of payment records to a lender who offers FHA cash-out.
Not an approval
Lenders decide after a full review.
Owner questions
Does passing the pre-check mean I qualify?
No. It covers only a few of the rules.