Checklist: FHA Cash-Out Refinance: How It Works
Print this page or keep it open while you talk with lenders. These questions relate to the guides on this site.
- How long have I owned and lived in the home?
- Is my payment history clean for the required period?
- Do I have documents proving occupancy?
- Is the home owned free and clear?
- Will a co-borrower be added?
Before any application
- Verify the lender and loan officer on NMLS Consumer Access.
- Ask for a Loan Estimate and compare it with at least one other.
- Never send documents or wire funds based only on an email request.